DeFi protocol

Kamino

6 products · 2 coins · Solana · TVL $1.5B · data via DefiLlama

Platform risk tier

B· Medium risk · meets 4/5 criteriaSee why

A large lending protocol on Solana, live since 11/2023, with no incidents or bad debt recorded.

!Operating since 2023-11, under 3 years
✓Audited by 3 firms: OtterSec, Sec3, RX Security
✓Bug bounty programme (Immunefi, up to $1.5M)
✓Large TVL: $1.5B
✓No recorded incident causing user losses in the core product
iRisk of the asset itself: Pooled lending: collateral/oracle risk, and delayed withdrawals at 100% utilisation (the USDC market hit 100% in 4/2026).

Last reviewed 24/09/2026. Not investment advice.Facts and sources →

You keep your own wallet and deposit straight into the smart contract. Click a product name for details.

6/6 products · How risk tiers work

									Conditions & limits
BTC	Kamino · Solana · SOL/BTC Market (CBBTC) One rate for any amount. TVL: $60M · Solana Rate basis: APR (the source publishes APY, converted to the APR equivalent with daily compounding)	Flexible DeFi · smart contract	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.00%	0.00%	0.00%	0.00%	0.00%	Withdraw any time if the pool has enough liquidity
SOL	Kamino · Solana · SOL/BTC Marketproduct 3 One rate for any amount. TVL: $33M · Solana Rate basis: APR (the source publishes APY, converted to the APR equivalent with daily compounding)	Flexible DeFi · smart contract	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	4.20%	4.20%	4.20%	4.20%	4.20%	Withdraw any time if the pool has enough liquidity
SOL	Kamino · Solana · SOL/BTC Market (MSOL) One rate for any amount. TVL: $25M · Solana Rate basis: APR (the source publishes APY, converted to the APR equivalent with daily compounding)	Flexible DeFi · smart contract	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.00%	0.00%	0.00%	0.00%	0.00%	Withdraw any time if the pool has enough liquidity
SOL	Kamino · Solana · SOL/BTC Market (JUPSOL) One rate for any amount. TVL: $56M · Solana Rate basis: APR (the source publishes APY, converted to the APR equivalent with daily compounding)	Flexible DeFi · smart contract	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.00%	0.00%	0.00%	0.00%	0.00%	Withdraw any time if the pool has enough liquidity
SOL	Kamino · Solana · SOL/BTC Market (JITOSOL) One rate for any amount. TVL: $113M · Solana Rate basis: APR (the source publishes APY, converted to the APR equivalent with daily compounding)	Flexible DeFi · smart contract	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.00%	0.00%	0.00%	0.00%	0.00%	Withdraw any time if the pool has enough liquidity
SOL	Kamino · Solana · Jito Market (JITOSOL) One rate for any amount. TVL: $24M · Solana Rate basis: APR (the source publishes APY, converted to the APR equivalent with daily compounding)	Flexible DeFi · smart contract	B· Medium risk CoinA· Lower riskPlatformB· Medium risk	0.00%	0.00%	0.00%	0.00%	0.00%	Withdraw any time if the pool has enough liquidity