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EURC deposit rates

4 EURC Earn products on centralized exchanges and DeFi. “@10k” is what you actually earn on a 10,000 USD deposit, after rate tiers and caps.

Showing every exchange and DeFi protocol, not filtered by any country’s rules. Pick the country you live in under “I am in” at the top to hide platforms not allowed to operate there and see each platform’s legal status.

Risk of EURC itself

A· Lower risk · meets 5/5 criteriaFull profile →

Circle's euro-pegged stablecoin, with reserves entirely held as deposits at regulated financial institutions and attested monthly by Deloitte; the issuer is a crypto-asset institution licensed in France under MiCA. It remains small in scale, at around EUR 400 million.

  • iThe issuer can freeze wallet addresses (usually at the request of authorities).
  • iEURC is pegged to the euro, not the USD: its USD price moves with the EUR/USD exchange rate. For depositors converting to USD or VND, exchange-rate risk is the main risk.

1 more note in the full profile.

EURC trades at 1.1384 USD, 13.8% above its peg.

Market data as of 27/09/2026 (DefiLlama), not part of the risk tier.

This is the risk of the coin. The risk of each exchange or protocol taking the deposit is shown on each product below.

Best for a 10k USD deposit
0.10%
Kraken · Opt-in Rewards
Highest rate (first tier)
0.10%
Kraken · Opt-in Rewards
Highest base rate (large amounts)
0.10%
Kraken · Opt-in Rewards

Best rate history by platform

Only products anyone can use (no new-user or VIP offers). End-of-day values, Vietnam time.

Current EURC promos

Very high rates with conditions: new users only, first deposit, VIP or a short window, and usually only for a small amount. Not counted in the ranking above.

EURCNexo · 365 days8.00%
Fixed-term Savings 365d (Platinum tier: ≥10% of portfolio in NEXO)
VIP required
EURCNexo · 90 days5.00%
Fixed-term Savings 90d (Platinum tier: ≥10% of portfolio in NEXO)
VIP required
EURCNexo · Flexible4.00%
Flexible Savings (Platinum tier: ≥10% of portfolio in NEXO)
VIP required

All EURC products

Click a column heading to sort. Click a product name to see its rate tiers, caps and withdrawal time.

4/4 products · How risk tiers work
Conditions & limits
Nexo
Fixed-term Savings 365d (Platinum tier: ≥10% of portfolio in NEXO)

One rate for any amount.

  • Minimum: 5k EURC
  • Rate basis: APR
365 days
CEX · custodial
B· Medium risk
8.00%8.00%–8.00%8.00%VIP required
Locked 365 days
Nexo
Fixed-term Savings 90d (Platinum tier: ≥10% of portfolio in NEXO)

One rate for any amount.

  • Minimum: 5k EURC
  • Rate basis: APR
90 days
CEX · custodial
B· Medium risk
5.00%5.00%–5.00%5.00%VIP required
Locked 90 days
Nexo
Flexible Savings (Platinum tier: ≥10% of portfolio in NEXO)

One rate for any amount.

  • Minimum: 5k EURC
  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
4.00%4.00%–4.00%4.00%VIP required
Withdrawal time: not published by the platform
Kraken
Opt-in Rewards

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.10%0.10%0.10%0.10%0.10%
Withdrawal time: not published by the platform