FDUSD deposit rates
2 FDUSD Earn products on centralized exchanges and DeFi. “@10k” is what you actually earn on a 10,000 USD deposit, after rate tiers and caps.
Showing every exchange and DeFi protocol, not filtered by any country’s rules. Pick the country you live in under “I am in” at the top to hide platforms not allowed to operate there and see each platform’s legal status.
Backed by cash and US Treasury bills with monthly attestations, but the issuer is based in the BVI and has no stablecoin licence. Its size has shrunk sharply and it depegged to about USD 0.87 in 2025.
- !Issuer has no licence from a major regulator (EU MiCA, New York, Singapore…)
- !Fell below 0.97 USD for over a day in the last 3 years: Depegged after Justin Sun alleged First Digital Trust was insolvent in connection with TUSD reserves (2025-04, low of 0.87 USD)
- iThe issuer can freeze wallet addresses (usually at the request of authorities).
- iThe issuer has no stablecoin issuance licence: it is not on the HKMA register, and issuance moved to the BVI from 08/2025. First Digital Trust is only a licensed trust company in Hong Kong.
3 more notes in the full profile.
FDUSD is holding its peg (0.9993 USD, $325M in circulation).
Market data as of 27/09/2026 (DefiLlama), not part of the risk tier.
This is the risk of the coin. The risk of each exchange or protocol taking the deposit is shown on each product below.
Best rate history by platform
Only products anyone can use (no new-user or VIP offers). End-of-day values, Vietnam time.
All FDUSD products
Click a column heading to sort. Click a product name to see its rate tiers, caps and withdrawal time.
| Conditions & limits | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Binance | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.54% | 0.54% | 0.54% | 0.54% | 0.54% | Withdrawal time: not published by the platform |
| Gate | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | Withdrawal time: not published by the platform |