Centralized exchange
Binance
27 products · 11 coins · updated 58 min ago · collected every 1 h
Platform risk tier
A· Lower risk · meets 5/5 criteriaSee why
The world's largest exchange, licensed in Dubai (VARA) and Abu Dhabi (ADGM), with a SAFU fund of ~USD 1 billion. From 1/7/2026 it stopped Earn and new deposits for EU customers as it lacks MiCA authorisation; the US DOJ is investigating (per Bloomberg, no charges yet).
- ✓Publishes a monthly proof of reserves (Merkle) that users can verify themselves
- ✓Licensed by a major regulator: Dubai (VARA), Abu Dhabi (ADGM FSRA)
- ✓Operating since 2017 (9 years)
- ✓User protection fund: SAFU (~$1B)
- ✓Users were fully compensated for every known incident
- iBloomberg reported that the US DOJ is investigating Binance over possible Iran sanctions violations; no charges yet.
- iEU: no MiCA licence; stopped accepting new customers, deposits and Earn for EU customers (withdrawals remain open).
- iAustralia: AUSTRAC required Binance Australia to appoint an independent anti-money laundering auditor.
- iCoinDesk Data Exchange Benchmark (2026-05): grade AA, score 87.25, ranked 4. For reference only, not part of the risk tier.
Last reviewed 24/09/2026. Not investment advice.Facts and sources →
Click a column header to sort. Click a product name for its rate tiers, caps and withdrawal time.
27/27 products · How risk tiers work
| Conditions & limits | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BNB | Simple Earn Locked 7dmin 0.01 BNBOne rate for any amount.
| 7 days CEX · custodial | B· Medium risk | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | Locked 7 days | ||||||
| BNB | Simple Earn Locked 7dmin 1k BNBOne rate for any amount.
| 7 days CEX · custodial | B· Medium risk | 0.30% | 0.30% | – | – | – | Locked 7 days | ||||||
| BNB | Simple Earn Locked 90dOne rate for any amount.
| 90 days CEX · custodial | B· Medium risk | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | Locked 90 days | ||||||
| BNB | Simple Earn Locked 120dOne rate for any amount.
| 120 days CEX · custodial | B· Medium risk | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | Locked 120 days | ||||||
| BNB | Simple Earn Flexible
| Flexible CEX · custodial | B· Medium risk | 0.18% | 0.06% | 0.15% | 0.07% | 0.06% | Withdrawal time: not published by the platform High rate only for the first 1 BNB | ||||||
| BTC | Simple Earn Flexible
| Flexible CEX · custodial | A· Lower risk | 0.27% | 0.02% | 0.23% | 0.04% | 0.02% | Withdrawal time: not published by the platform High rate only for the first 0.01 BTC | ||||||
| DOGE | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.07% | 0.07% | 0.07% | 0.07% | 0.07% | Withdrawal time: not published by the platform | ||||||
| ETH | Simple Earn Locked 60dOne rate for any amount.
| 60 days CEX · custodial | A· Lower risk | 1.90% | 1.90% | 1.90% | 1.90% | 1.90% | Locked 60 days | ||||||
| ETH | Simple Earn Locked 7dmax 50k ETH/userOne rate for any amount.
| 7 days CEX · custodial | A· Lower risk | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% | Locked 7 days | ||||||
| ETH | Simple Earn Locked 90dOne rate for any amount.
| 90 days CEX · custodial | A· Lower risk | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% | Locked 90 days | ||||||
| ETH | Simple Earn Locked 7dmax 20k ETH/userOne rate for any amount.
| 7 days CEX · custodial | A· Lower risk | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% | Locked 7 days | ||||||
| ETH | Simple Earn Flexible
| Flexible CEX · custodial | A· Lower risk | 1.30% | 1.20% | 1.25% | 1.20% | 1.20% | Withdrawal time: not published by the platform High rate only for the first 0.2 ETH | ||||||
| FDUSD | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.54% | 0.54% | 0.54% | 0.54% | 0.54% | Withdrawal time: not published by the platform | ||||||
| SOL | Simple Earn Locked 60dOne rate for any amount.
| 60 days CEX · custodial | A· Lower risk | 4.30% | 4.30% | 4.30% | 4.30% | 4.30% | Locked 60 days | ||||||
| SOL | Simple Earn Locked 90dOne rate for any amount.
| 90 days CEX · custodial | A· Lower risk | 4.10% | 4.10% | 4.10% | 4.10% | 4.10% | Locked 90 days | ||||||
| SOL | Simple Earn Locked 7dmax 2M SOL/userOne rate for any amount.
| 7 days CEX · custodial | A· Lower risk | 3.78% | 3.78% | 3.78% | 3.78% | 3.78% | Locked 7 days | ||||||
| SOL | Simple Earn Locked 7dmax 200k SOL/userOne rate for any amount.
| 7 days CEX · custodial | A· Lower risk | 3.51% | 3.51% | 3.51% | 3.51% | 3.51% | Locked 7 days | ||||||
| SOL | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | A· Lower risk | 2.46% | 2.46% | 2.46% | 2.46% | 2.46% | Withdrawal time: not published by the platform | ||||||
| TRX | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 3.07% | 3.07% | 3.07% | 3.07% | 3.07% | Withdrawal time: not published by the platform | ||||||
| TRX | Simple Earn Locked 60dOne rate for any amount.
| 60 days CEX · custodial | B· Medium risk | 2.31% | 2.31% | 2.31% | 2.31% | 2.31% | Locked 60 days | ||||||
| TRX | Simple Earn Locked 7dmax 50M TRX/userOne rate for any amount.
| 7 days CEX · custodial | B· Medium risk | 2.09% | 2.09% | 2.09% | 2.09% | 2.09% | Locked 7 days | ||||||
| TRX | Simple Earn Locked 90dOne rate for any amount.
| 90 days CEX · custodial | B· Medium risk | 1.98% | 1.98% | 1.98% | 1.98% | 1.98% | Locked 90 days | ||||||
| TRX | Simple Earn Locked 7dmax 10M TRX/userOne rate for any amount.
| 7 days CEX · custodial | B· Medium risk | 1.88% | 1.88% | 1.88% | 1.88% | 1.88% | Locked 7 days | ||||||
| USD1 | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 2.07% | 2.07% | 2.07% | 2.07% | 2.07% | Withdrawal time: not published by the platform | ||||||
| USDC | Simple Earn Flexible
| Flexible CEX · custodial | A· Lower risk | 7.02% | 2.02% | 3.52% | 2.17% | 2.03% | Withdrawal time: not published by the platform High rate only for the first 300 USDC | ||||||
| USDT | Simple Earn Flexible
| Flexible CEX · custodial | B· Medium risk | 6.59% | 2.59% | 6.59% | 2.99% | 2.63% | Withdrawal time: not published by the platform High rate only for the first 1k USDT | ||||||
| XRP | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.04% | 0.04% | 0.04% | 0.04% | 0.04% | Withdrawal time: not published by the platform |