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Crypto.com

40 products · 7 coins · updated 57 min ago · collected every 1 h

Crypto.com Earn page

Platform risk tier

C· Higher risk · meets 3/5 criteriaSee why

Has MiCA (Malta), VARA (Dubai), and MAS (Singapore). There is no current proof of reserves: the only report was Mazars' 12/2022 report. It fully compensated the USD 34 million hack in 2022.

  • ✕No proof of reserves published
  • ✓Licensed by a major regulator: EU (Malta, MFSA), Dubai (VARA), Singapore (MAS)
  • ✓Operating since 2016 (10 years)
  • !No user protection fund disclosed
  • ✓Users were fully compensated for every known incident
  • iBloomberg reported that an employee-account breach (before 3/2023) exposed the data of a small number of users, which Crypto.com did not disclose; no funds were lost.
Last reviewed 27/09/2026. Not investment advice.Facts and sources →

Click a column header to sort. Click a product name for its rate tiers, caps and withdrawal time.

40/40 products · How risk tiers work
Conditions & limits
BNB
Crypto Earn Fixed 90d (Level Up Plus)
Amount (BNB)Rate / year
0 – 41.50%
4 – 400.75%
40 – ∞0.22%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
1.50%0.22%1.50%0.98%0.41%VIP required
Locked 90 days
High rate only for the first 4 BNB
BNB
Crypto Earn Fixed 90d (Level Up Pro)
Amount (BNB)Rate / year
0 – 41.50%
4 – 400.75%
40 – ∞0.22%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
1.50%0.22%1.50%0.98%0.41%VIP required
Locked 90 days
High rate only for the first 4 BNB
BNB
Crypto Earn Fixed 30d (Level Up Plus)
Amount (BNB)Rate / year
0 – 40.75%
4 – 400.38%
40 – ∞0.11%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
0.75%0.11%0.75%0.49%0.21%VIP required
Locked 30 days
High rate only for the first 4 BNB
BNB
Crypto Earn Fixed 30d (Level Up Pro)
Amount (BNB)Rate / year
0 – 40.75%
4 – 400.38%
40 – ∞0.11%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
0.75%0.11%0.75%0.49%0.21%VIP required
Locked 30 days
High rate only for the first 4 BNB
BTC
Crypto Earn Fixed 90d (Level Up Pro)
Amount (BTC)Rate / year
0 – 0.041.50%
0.04 – 0.40.75%
0.4 – ∞0.22%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
1.50%0.22%1.50%1.00%0.43%VIP required
Locked 90 days
High rate only for the first 0.04 BTC
BTC
Crypto Earn Fixed 90d (Level Up Plus)
Amount (BTC)Rate / year
0 – 0.041.00%
0.04 – 0.40.50%
0.4 – ∞0.15%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
1.00%0.15%1.00%0.67%0.29%VIP required
Locked 90 days
High rate only for the first 0.04 BTC
BTC
Crypto Earn Fixed 30d (Level Up Pro)
Amount (BTC)Rate / year
0 – 0.041.00%
0.04 – 0.40.50%
0.4 – ∞0.15%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
1.00%0.15%1.00%0.67%0.29%VIP required
Locked 30 days
High rate only for the first 0.04 BTC
BTC
Crypto Earn Fixed 30d (Level Up Plus)
Amount (BTC)Rate / year
0 – 0.040.50%
0.04 – 0.40.25%
0.4 – ∞0.07%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
0.50%0.07%0.50%0.34%0.14%VIP required
Locked 30 days
High rate only for the first 0.04 BTC
BTC
Crypto Earn Flexible (Level Up Plus)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
0.25%0.25%0.25%0.25%0.25%VIP required
Withdrawal time: not published by the platform
BTC
Crypto Earn Flexible (Level Up Pro)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
0.25%0.25%0.25%0.25%0.25%VIP required
Withdrawal time: not published by the platform
DAI
Crypto Earn Fixed 90d (Level Up Pro)
Amount (DAI)Rate / year
0 – 3k6.50%
3k – 30k3.25%
30k – ∞0.97%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
6.50%0.97%6.50%4.23%1.75%VIP required
Locked 90 days
High rate only for the first 3k DAI
DAI
Crypto Earn Fixed 90d (Level Up Plus)
Amount (DAI)Rate / year
0 – 3k5.00%
3k – 30k2.50%
30k – ∞0.75%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
5.00%0.75%5.00%3.25%1.35%VIP required
Locked 90 days
High rate only for the first 3k DAI
DAI
Crypto Earn Fixed 30d (Level Up Pro)
Amount (DAI)Rate / year
0 – 3k3.25%
3k – 30k1.63%
30k – ∞0.49%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
3.25%0.49%3.25%2.11%0.88%VIP required
Locked 30 days
High rate only for the first 3k DAI
DAI
Crypto Earn Fixed 30d (Level Up Plus)
Amount (DAI)Rate / year
0 – 3k2.50%
3k – 30k1.25%
30k – ∞0.38%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
2.50%0.38%2.50%1.63%0.68%VIP required
Locked 30 days
High rate only for the first 3k DAI
ETH
Crypto Earn Fixed 90d (Level Up Pro)
Amount (ETH)Rate / year
0 – 1.34.00%
1.3 – 132.00%
13 – ∞0.60%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
4.00%0.60%4.00%2.71%1.16%VIP required
Locked 90 days
High rate only for the first 1.3 ETH
ETH
Crypto Earn Fixed 90d (Level Up Plus)
Amount (ETH)Rate / year
0 – 1.32.50%
1.3 – 131.25%
13 – ∞0.38%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
2.50%0.38%2.50%1.69%0.73%VIP required
Locked 90 days
High rate only for the first 1.3 ETH
ETH
Crypto Earn Fixed 30d (Level Up Pro)
Amount (ETH)Rate / year
0 – 1.32.00%
1.3 – 131.00%
13 – ∞0.30%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
2.00%0.30%2.00%1.35%0.58%VIP required
Locked 30 days
High rate only for the first 1.3 ETH
ETH
Crypto Earn Fixed 30d (Level Up Plus)
Amount (ETH)Rate / year
0 – 1.31.25%
1.3 – 130.63%
13 – ∞0.19%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
1.25%0.19%1.25%0.85%0.36%VIP required
Locked 30 days
High rate only for the first 1.3 ETH
SOL
Crypto Earn Fixed 90d (Level Up Pro)
Amount (SOL)Rate / year
0 – 225.00%
22 – 2202.50%
220 – ∞0.75%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
5.00%0.75%5.00%3.18%1.30%VIP required
Locked 90 days
High rate only for the first 22 SOL
SOL
Crypto Earn Fixed 90d (Level Up Plus)
Amount (SOL)Rate / year
0 – 223.50%
22 – 2201.75%
220 – ∞0.53%
  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
3.50%0.53%3.50%2.23%0.91%VIP required
Locked 90 days
High rate only for the first 22 SOL
SOL
Crypto Earn Fixed 30d (Level Up Pro)
Amount (SOL)Rate / year
0 – 222.50%
22 – 2201.25%
220 – ∞0.38%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
2.50%0.38%2.50%1.59%0.65%VIP required
Locked 30 days
High rate only for the first 22 SOL
SOL
Crypto Earn Fixed 30d (Level Up Plus)
Amount (SOL)Rate / year
0 – 221.75%
22 – 2200.88%
220 – ∞0.26%
  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
1.75%0.26%1.75%1.11%0.45%VIP required
Locked 30 days
High rate only for the first 22 SOL
USDC
Crypto Earn Fixed 90d (Level Up Private)

One rate for any amount.

  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
3.50%3.50%3.50%3.50%3.50%VIP required
Locked 90 days
USDC
Crypto Earn Fixed 90d (Level Up Pro)

One rate for any amount.

  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
3.00%3.00%3.00%3.00%3.00%VIP required
Locked 90 days
USDC
Crypto Earn Fixed 90d (Level Up Plus)

One rate for any amount.

  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
2.00%2.00%2.00%2.00%2.00%VIP required
Locked 90 days
USDC
Crypto Earn Fixed 30d (Level Up Private)

One rate for any amount.

  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
2.00%2.00%2.00%2.00%2.00%VIP required
Locked 30 days
USDC
Crypto Earn Fixed 30d (Level Up Pro)

One rate for any amount.

  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
1.50%1.50%1.50%1.50%1.50%VIP required
Locked 30 days
USDC
Crypto Earn Flexible (Level Up Private)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
1.00%1.00%1.00%1.00%1.00%VIP required
Withdrawal time: not published by the platform
USDC
Crypto Earn Flexible (Level Up Pro)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
0.75%0.75%0.75%0.75%0.75%VIP required
Withdrawal time: not published by the platform
USDC
Crypto Earn Flexible (Level Up Plus)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
0.50%0.50%0.50%0.50%0.50%VIP required
Withdrawal time: not published by the platform
USDC
Crypto Earn Fixed 30d (Level Up Plus)

One rate for any amount.

  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinA· Lower riskPlatformC· Higher risk
0.50%0.50%0.50%0.50%0.50%VIP required
Locked 30 days
USDT
Crypto Earn Fixed 90d (Level Up Private)

One rate for any amount.

  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
3.50%3.50%3.50%3.50%3.50%VIP required
Locked 90 days
USDT
Crypto Earn Fixed 90d (Level Up Pro)

One rate for any amount.

  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
3.00%3.00%3.00%3.00%3.00%VIP required
Locked 90 days
USDT
Crypto Earn Fixed 90d (Level Up Plus)

One rate for any amount.

  • Rate basis: APR
90 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
2.00%2.00%2.00%2.00%2.00%VIP required
Locked 90 days
USDT
Crypto Earn Fixed 30d (Level Up Private)

One rate for any amount.

  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
2.00%2.00%2.00%2.00%2.00%VIP required
Locked 30 days
USDT
Crypto Earn Fixed 30d (Level Up Pro)

One rate for any amount.

  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
1.50%1.50%1.50%1.50%1.50%VIP required
Locked 30 days
USDT
Crypto Earn Flexible (Level Up Private)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
1.00%1.00%1.00%1.00%1.00%VIP required
Withdrawal time: not published by the platform
USDT
Crypto Earn Flexible (Level Up Pro)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
0.75%0.75%0.75%0.75%0.75%VIP required
Withdrawal time: not published by the platform
USDT
Crypto Earn Flexible (Level Up Plus)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
0.50%0.50%0.50%0.50%0.50%VIP required
Withdrawal time: not published by the platform
USDT
Crypto Earn Fixed 30d (Level Up Plus)

One rate for any amount.

  • Rate basis: APR
30 days
CEX · custodial
C· Higher risk
CoinB· Medium riskPlatformC· Higher risk
0.50%0.50%0.50%0.50%0.50%VIP required
Locked 30 days