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OKX

14 products · 9 coins · updated 2 h ago · collected every 1 h

OKX Earn page

Platform risk tier

B· Medium risk · meets 4/5 criteriaSee why

Holds MiCA (Malta), VARA (Dubai), MAS (Singapore) and multiple US state licences; monthly proof of reserves checked by Hacken. Does not disclose a user protection fund.

  • ✓Publishes a monthly proof of reserves (Merkle) that users can verify themselves
  • ✓Licensed by a major regulator: EU (Malta, MFSA), Dubai (VARA), Singapore (MAS), US (states)
  • ✓Operating since 2017 (9 years)
  • !No user protection fund disclosed
  • ✓Users were fully compensated for every known incident
  • iCoinDesk Data Exchange Benchmark (2026-05): grade A, score 82.85, ranked 8. For reference only, not part of the risk tier.
Last reviewed 24/09/2026. Not investment advice.Facts and sources →

Click a column header to sort. Click a product name for its rate tiers, caps and withdrawal time.

14/14 products · How risk tiers work
Conditions & limits
BNB
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.13%0.13%0.13%0.13%0.13%
Withdrawal time: not published by the platform
BTC
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
5.00%5.00%–––New users only
Withdrawal time: not published by the platform
BTC
Simple Earn Flexible (market rate)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.50%0.50%0.50%0.50%0.50%
Withdrawal time: not published by the platform
DOGE
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.03%0.03%0.03%0.03%0.03%
Withdrawal time: not published by the platform
ETH
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
5.00%5.00%–––New users only
Withdrawal time: not published by the platform
ETH
Simple Earn Flexible (market rate)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
1.00%1.00%1.00%1.00%1.00%
Withdrawal time: not published by the platform
SOL
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
3.00%3.00%3.00%3.00%3.00%
Withdrawal time: not published by the platform
TRX
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
4.58%4.58%4.58%4.58%4.58%
Withdrawal time: not published by the platform
USDC
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
10.00%10.00%–––New users only
Withdrawal time: not published by the platform
USDC
Simple Earn Flexible (market rate)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
3.50%3.50%3.50%3.50%3.50%
Withdrawal time: not published by the platform
USDT
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
10.00%10.00%–––New users only
Withdrawal time: not published by the platform
USDT
Simple Earn Fixed 90d

One rate for any amount.

  • Rate basis: APR
90 days
CEX · custodial
B· Medium risk
4.00%4.00%4.00%4.00%4.00%
Locked 90 days
USDT
Simple Earn Flexible (market rate)

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
3.50%3.50%3.50%3.50%3.50%
Withdrawal time: not published by the platform
XRP
Simple Earn Flexible

One rate for any amount.

  • Rate basis: APR
Flexible
CEX · custodial
B· Medium risk
0.06%0.06%0.06%0.06%0.06%
Withdrawal time: not published by the platform