ETH deposit rates
65 ETH Earn products on centralized exchanges and DeFi. “@10k” is what you actually earn on a 10,000 USD deposit, after rate tiers and caps.
Showing every exchange and DeFi protocol, not filtered by any country’s rules. Pick the country you live in under “I am in” at the top to hide platforms not allowed to operate there and see each platform’s legal status.
The largest smart contract platform, with decentralised supply. The network has never stopped producing blocks.
- iStaking: Validators can be slashed for double signing and penalised when offline; unstaking goes through a queue, so it can take several days or longer when the network is congested.
- iIn May 2023 the network twice lost finality, for about 25 minutes and over 1 hour, due to client bugs; blocks were still produced, so it does not count as a halt.
Interest is paid in ETH: if the ETH price falls, the USD value of both your deposit and your interest falls. In about 2 months out of 3, ETH moves within ±15%, it fell 67% from its peak at one point in the last 12 months, down 33% from a year ago. These swings are usually far larger than a year of interest. The coin’s risk tier does not include price risk.
Market data as of 27/09/2026 (daily close on OKX), not part of the risk tier.
This is the risk of the coin. The risk of each exchange or protocol taking the deposit is shown on each product below.
Best rate history by platform
Only products anyone can use (no new-user or VIP offers). End-of-day values, Vietnam time.
Excludes Reku (outside the selected catalogue).
Current ETH promos
Very high rates with conditions: new users only, first deposit, VIP or a short window, and usually only for a small amount. Not counted in the ranking above.
All ETH products
Click a column heading to sort. Click a product name to see its rate tiers, caps and withdrawal time.
| Conditions & limits | |||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MEXC | Fixed Savings 1dOne rate for any amount.
| 1 days CEX · custodial | C· Higher risk | 200.00% | 200.00% | 52.96%* | 5.30%* | 0.53%* | First deposit Locked 1 days Max 0.1 ETH (≈ $269) per user | ||||||||||
| Aave v3 | Aave v3 · Ethereum · Umbrella (WETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 4.85% | 1.46% | 4.85% | 4.85% | 4.85% | Token rewards Withdraw any time if the pool has enough liquidity | ||||||||||
| Gate | Staking · Ethereum
| Staking CEX · custodial | B· Medium risk | 5.29% | 3.79% | 5.29% | 4.38% | 4.07% | Token rewardsLimited-time promo Withdrawal time: not published by the platform After the platform’s 6% fee (it shows the rate before fee) 94 days left High rate only for the first 1 ETH | ||||||||||
| Nexo | Fixed-term Savings 30d (Platinum tier: ≥10% of portfolio in NEXO)
| 30 days CEX · custodial | B· Medium risk | 4.25% | 3.25% | – | 4.25% | 4.25% | VIP required Locked 30 days High rate only for the first 1.7k ETH | ||||||||||
| Nexo | Flexible Savings (Platinum tier: ≥10% of portfolio in NEXO)
| Flexible CEX · custodial | B· Medium risk | 3.25% | 2.25% | – | 3.25% | 3.25% | VIP required Withdrawal time: not published by the platform High rate only for the first 1.7k ETH | ||||||||||
| HTX | Flexible Savings
| Flexible CEX · custodial | C· Higher risk | 6.00% | 3.00% | 4.59% | 3.16% | 3.02% | Withdrawal time: not published by the platform High rate only for the first 0.2 ETH | ||||||||||
| Crypto.com | Crypto Earn Fixed 90d (Level Up Pro)
| 90 days CEX · custodial | C· Higher risk | 4.00% | 0.60% | 4.00% | 2.71% | 1.16% | VIP required Locked 90 days High rate only for the first 1.3 ETH | ||||||||||
| euler-v2 | euler-v2 · Monad · K3 Capital Earn WETH (WETH)One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 2.65% | 1.18% | 2.65% | 2.65% | 2.65% | Token rewards Withdraw any time if the pool has enough liquidity | ||||||||||
| Kraken | Staking Bonded 6dOne rate for any amount.
| Staking CEX · custodial | B· Medium risk | 2.56% | 2.56% | 2.56% | 2.56% | 2.56% | Withdrawal takes about 6 days (T+6) Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| ether.fi-stake | ether.fi-stake · Ethereum (WEETH)One rate for any amount.
| Staking DeFi · smart contract | A· Lower risk | 2.32% | 2.32% | 2.32% | 2.32% | 2.32% | Withdraw any time if the pool has enough liquidity Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| ether.fi-stake | ether.fi-stake · Linea (WEETH)One rate for any amount.
| Staking DeFi · smart contract | A· Lower risk | 2.32% | 2.32% | 2.32% | 2.32% | 2.32% | Withdraw any time if the pool has enough liquidity Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| ether.fi-stake | ether.fi-stake · Base (WEETH)One rate for any amount.
| Staking DeFi · smart contract | A· Lower risk | 2.32% | 2.32% | 2.32% | 2.32% | 2.32% | Withdraw any time if the pool has enough liquidity Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| Bybit | On-Chain Earn (METH) (METH)One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 2.26% | 2.26% | 2.26% | 2.26% | 2.26% | Withdrawal takes about 11 days (T+11) Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| Lido | Lido · Ethereum (STETH)One rate for any amount.
| Staking DeFi · smart contract | A· Lower risk | 2.16% | 2.16% | 2.16% | 2.16% | 2.16% | Withdraw any time if the pool has enough liquidity Rate shown after the platform’s fee | ||||||||||
| Bybit | On-Chain Earn (STETH) (STETH)One rate for any amount.
| Staking CEX · custodial | B· Medium risk | 2.13% | 2.13% | 2.13% | 2.13% | 2.13% | Withdrawal takes about 8 days (T+8) Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| Rocket Pool | Rocket Pool · Ethereum (RETH)One rate for any amount.
| Staking DeFi · smart contract | A· Lower risk | 2.11% | 2.11% | 2.11% | 2.11% | 2.11% | Withdraw any time if the pool has enough liquidity Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| KuCoin | StakingOne rate for any amount.
| Staking CEX · custodial | B· Medium risk | 1.99% | 1.99% | 1.99% | 1.99% | 1.99% | Withdrawal takes about 5 days (T+5) Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| Binance | Simple Earn Locked 60dOne rate for any amount.
| 60 days CEX · custodial | A· Lower risk | 1.90% | 1.90% | 1.90% | 1.90% | 1.90% | Locked 60 days | ||||||||||
| Fluid | Fluid · Ethereumproduct 2One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 1.86% | 1.86% | 1.86% | 1.86% | 1.86% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Fluid | Fluid · Ethereumproduct 3One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 1.86% | 1.86% | 1.86% | 1.86% | 1.86% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Gate | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 1.84% | 1.84% | 1.84% | 1.84% | 1.84% | Withdrawal time: not published by the platform | ||||||||||
| Gate | Fixed Term 7dOne rate for any amount.
| 7 days CEX · custodial | B· Medium risk | 1.82% | 1.82% | 1.82% | 1.82% | 1.82% | Locked 7 days | ||||||||||
| Gate | Fixed Term 14dOne rate for any amount.
| 14 days CEX · custodial | B· Medium risk | 1.82% | 1.82% | 1.82% | 1.82% | 1.82% | Locked 14 days | ||||||||||
| Gate | Fixed Term 30dOne rate for any amount.
| 30 days CEX · custodial | B· Medium risk | 1.82% | 1.82% | 1.82% | 1.82% | 1.82% | Locked 30 days | ||||||||||
| Binance | Simple Earn Locked 7dmax 50k ETH/userOne rate for any amount.
| 7 days CEX · custodial | A· Lower risk | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% | Locked 7 days | ||||||||||
| Binance | Simple Earn Locked 90dOne rate for any amount.
| 90 days CEX · custodial | A· Lower risk | 1.70% | 1.70% | 1.70% | 1.70% | 1.70% | Locked 90 days | ||||||||||
| Crypto.com | Crypto Earn Fixed 90d (Level Up Plus)
| 90 days CEX · custodial | C· Higher risk | 2.50% | 0.38% | 2.50% | 1.69% | 0.73% | VIP required Locked 90 days High rate only for the first 1.3 ETH | ||||||||||
| Coinbase | StakingOne rate for any amount.
| Staking CEX · custodial | C· Higher risk | 1.69% | 1.69% | 1.69% | 1.69% | 1.69% | Withdrawal time: not published by the platform Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| KuCoin | Simple Earn Fixed 90dOne rate for any amount.
| 90 days CEX · custodial | B· Medium risk | 1.60% | 1.60% | 1.60% | 1.60% | 1.60% | Locked 90 days Max 300 ETH (≈ $807,375) per user | ||||||||||
| Bitget | Savings Fixed 7d · VIPOne rate for any amount.
| 7 days CEX · custodial | B· Medium risk | 1.50% | 1.50% | 1.50% | 1.50% | 1.50% | VIP required Locked 7 days | ||||||||||
| Aave v3 | Aave v3 · Ethereum (WETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 1.46% | 1.46% | 1.46% | 1.46% | 1.46% | Withdraw any time if the pool has enough liquidity | ||||||||||
| MEXC | Flexible Savings
| Flexible CEX · custodial | C· Higher risk | 8.00% | 1.00% | 5.18% | 1.45% | 1.04% | Withdrawal time: not published by the platform High rate only for the first 0.2 ETH | ||||||||||
| Bitget | Savings Flexible
| Flexible CEX · custodial | B· Medium risk | 6.66% | 1.30% | 2.72% | 1.44% | 1.31% | Withdrawal time: not published by the platform High rate only for the first 0.1 ETH | ||||||||||
| Spark Savings | Spark Savings · EthereumOne rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% | Withdraw any time if the pool has enough liquidity | ||||||||||
| SparkLend | SparkLend · Ethereum (WETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 1.43% | 1.43% | 1.43% | 1.43% | 1.43% | Withdraw any time if the pool has enough liquidity | ||||||||||
| KuCoin | Simple Earn Fixed 60dOne rate for any amount.
| 60 days CEX · custodial | B· Medium risk | 1.40% | 1.40% | 1.40% | 1.40% | 1.40% | Locked 60 days | ||||||||||
| Aave v3 | Aave v3 · Base (WETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 1.38% | 1.38% | 1.38% | 1.38% | 1.38% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Crypto.com | Crypto Earn Fixed 30d (Level Up Pro)
| 30 days CEX · custodial | C· Higher risk | 2.00% | 0.30% | 2.00% | 1.35% | 0.58% | VIP required Locked 30 days High rate only for the first 1.3 ETH | ||||||||||
| Bitget | Savings Flexible · VIPOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% | VIP required Withdrawal time: not published by the platform | ||||||||||
| Compound v3 | Compound v3 · EthereumOne rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 1.35% | 1.35% | 1.35% | 1.35% | 1.35% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Bitget | Savings Fixed 14dOne rate for any amount.
| 14 days CEX · custodial | B· Medium risk | 1.32% | 1.32% | 1.32% | 1.32% | 1.32% | Locked 14 days Max 300 ETH (≈ $807,375) per user | ||||||||||
| Binance | Simple Earn Locked 7dmax 20k ETH/userOne rate for any amount.
| 7 days CEX · custodial | A· Lower risk | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% | Locked 7 days | ||||||||||
| Bitget | Savings Fixed 7dOne rate for any amount.
| 7 days CEX · custodial | B· Medium risk | 1.30% | 1.30% | 1.30% | 1.30% | 1.30% | Locked 7 days Max 100 ETH (≈ $269,125) per user | ||||||||||
| Kraken | Auto EarnOne rate for any amount.
| Staking CEX · custodial | B· Medium risk | 1.28% | 1.28% | 1.28% | 1.28% | 1.28% | Withdrawal time: not published by the platform Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| Binance | Simple Earn Flexible
| Flexible CEX · custodial | A· Lower risk | 1.30% | 1.20% | 1.25% | 1.20% | 1.20% | Withdrawal time: not published by the platform High rate only for the first 0.2 ETH | ||||||||||
| KuCoin | Simple Earn Fixed 30dOne rate for any amount.
| 30 days CEX · custodial | B· Medium risk | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | Locked 30 days Max 100 ETH (≈ $269,125) per user | ||||||||||
| Aave v3 | Aave v3 · Arbitrum (WETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 1.04% | 1.04% | 1.04% | 1.04% | 1.04% | Withdraw any time if the pool has enough liquidity | ||||||||||
| OKX | Simple Earn Flexible (market rate)One rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | Withdrawal time: not published by the platform | ||||||||||
| KuCoin | Simple Earn Fixed 14dOne rate for any amount.
| 14 days CEX · custodial | B· Medium risk | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | Locked 14 days Max 60 ETH (≈ $161,475) per user | ||||||||||
| Crypto.com | Crypto Earn Fixed 30d (Level Up Plus)
| 30 days CEX · custodial | C· Higher risk | 1.25% | 0.19% | 1.25% | 0.85% | 0.36% | VIP required Locked 30 days High rate only for the first 1.3 ETH | ||||||||||
| Bybit | Flexible SavingsOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.80% | 0.80% | 0.80% | 0.80% | 0.80% | Limited quota Withdrawal time: not published by the platform | ||||||||||
| Venus | Venus · BSCOne rate for any amount.
| Flexible DeFi · smart contract | C· Higher risk | 0.54% | 0.54% | 0.54% | 0.54% | 0.54% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Aave v3 | Aave v3 · Polygon (WETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 0.32% | 0.32% | 0.32% | 0.32% | 0.32% | Withdraw any time if the pool has enough liquidity | ||||||||||
| KuCoin | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | Withdrawal time: not published by the platform | ||||||||||
| Fluid | Fluid · Ethereum (WSTETH)product 1One rate for any amount.
| Flexible DeFi · smart contract | B· Medium risk | 0.04% | 0.04% | 0.04% | 0.04% | 0.04% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Aave v3 | Aave v3 · Ethereum · Prime Instance (WSTETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Aave v3 | Aave v3 · OP Mainnet (WSTETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Aave v3 | Aave v3 · Base (WSTETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Aave v3 | Aave v3 · Ethereum (WSTETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Aave v3 | Aave v3 · Base (CBETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | Withdraw any time if the pool has enough liquidity | ||||||||||
| Aave v3 | Aave v3 · Base (WEETH)One rate for any amount.
| Flexible DeFi · smart contract | A· Lower risk | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | Withdraw any time if the pool has enough liquidity | ||||||||||
| OKX | Simple Earn FlexibleOne rate for any amount.
| Flexible CEX · custodial | B· Medium risk | 5.00% | 5.00% | – | – | – | New users only Withdrawal time: not published by the platform | ||||||||||
| HTX | Fixed 7dOne rate for any amount.
| 7 days CEX · custodial | C· Higher risk | 100.00% | 100.00% | – | – | – | New users only Locked 7 days | ||||||||||
| Kraken | Restaking 14d (thưởng thêm EIGEN)One rate for any amount.
Paused / quota full | Staking CEX · custodial | B· Medium risk | 2.56% | 2.56% | 2.56% | 2.56% | 2.56% | Withdrawal takes about 14 days (T+14) Not confirmed whether the rate is before or after the platform’s fee | ||||||||||
| Bybit | On-Chain Earn (CMETH) (CMETH)One rate for any amount.
Paused / quota full | Staking CEX · custodial | B· Medium risk | 2.26% | 2.26% | 2.26% | 2.26% | 2.26% | Withdrawal takes about 25 days (T+25) Not confirmed whether the rate is before or after the platform’s fee |